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Poor Credit Business Bank Account
Barclays Business Account

Personal Bank Account for those with a poor credit reference

Option 5 Account
Personal Bank Account For Poor Credit
Personal Bank Account
Personal Bank Account
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The Basics
This account is placed with a high street bank and accepts customers were they have good or poor credit, including CCJ's and discharged Bankrupts, once setup you can use the account to pay in your salary or pay bills via direct debit or over the telephone with your debit card.
You will need to meet the banks ID and status requirements
In most instances there is no requirement to attend the bank however, if they are unable to ID you from details supplied you will need to call at your local branch with documentation.
The Approval Process
1 We only use major high street banks for this business account.
2 Complete all section of our online application form.
3 On receipt our expert assessment team will review the details.
4 We select the best bank and place your application electronically.
5 The process is completed when the selected bank sends out your bank details or contacts you and request you drop some ID into a local branch.top
This account will only accept the following:
  • UK Residents were they can prove residence and picture ID
  • UK Residents only
  • Most Types of Poor Credit (including CCJ's discharged Bankrupts etc)
  • IVA's not Accepted (Voluntary agreement through courts)
  • Current Bankrupts not Accepted
  • CIFAS not Accepted (fraud warning on your credit file)
  If Requested the bank will require the following Documents
Picture ID
  • UK or EEC full Passport
  • Picture drivers licence
Dated within 3 months
One of the following Proof of Residences
  • Bank Statement
  • Utility Bill
Dated within 3 months
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Personal Bank Account